A commercial umbrella policy protects against sudden, catastrophic losses. It provides broad coverage to protect your company’s financial assets.

The advantages of this policy include:

  • Liability coverage for bodily injury, property damage, advertising, and personal injury claims
  • Installment payments alternative
  • No exclusion for fellow worker suits
  • Self-insured retention, generally as low as $10,000, for claims covered under the umbrella rather than covered by an underlying policy
  • First-dollar defense coverage for covered losses when no principal insurance is available
  • Non-application of general aggregate limit to auto coverage if inherent policy also has no limitation
  • Worldwide coverage
  • Broader coverage compared to an excess policy
  • Pollution coverage similar to auto liability and general liability coverage

Additionally, shippers will understand they’re dealing with a well-protected carrier. They are willing to use you to include other-than-trucking operations such as warehousing, income property, repair shop, etc., on a case-by-case basis. An umbrella policy also provides simplicity of claims handling when all coverage is with the same carrier.

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    Trucks of All Sizes

    • Auto Haulers
    • Box Trucks
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    • Pickup Trucks
    • Semi Trucks
    • Tank Trucks
    • Tractors

    And many more…

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